Three Card Poker Online Game Real Money

  1. Three Card Poker Online Game Real Money Games
  2. 3 Card Poker For Free
  3. Three Card Poker Online
  4. Three Card Poker Online Game
PokerNews Staff

If you like 3-card poker, you will definitely enjoy this offering from Habanero. It is not overly stuffed with bonus games and other options, it is a true classic. If you have any doubts you can try the 3-card Poker slot machine for free in the online casinos. Of course, when playing for free you can’t win money, but it is not a problem. Three Card Poker has been a staple on live casino floors for a long while now, but the best online casinos also consider the game to be an essential building block for their table game menus. You might see it listed as Tri Card Poker or 3 Card Poker, but as Shakespeare himself once said, a rose by any other name smells just as sweet.

Table Of Contents

  • Three Card Poker is a simple and fun Casino game based on Poker
  • 3-Card Poker requires a strategy but a very straightforward one
  • How to play Three Card Poker is explained in this article

Three Card Poker game has been around since the very beginning of the card game that is Poker.

Since its invention, it has grown in popularity and is fair to say Three Card Poker is among the most well-known Casino games in the world.

A few facts have helped the game grow in stature over the years:

  • Three Card Poker is easy to learn and easy to play
  • Unlike some Casino games, Three Card Poker is not just based on luck because there's an element of skill involved in your hand selection
  • You can play Three Card Poker online for free and for real money right on this page

Three Card Poker is a fair slow-paced table game that is very simple to learn.

How to Play Three Card Poker

Three Card Poker, invented by Derek Webb in 1994, is the Poker version most people play when they head to their Casino.

Three Card Poker isn't played against other players. Instead, you play against the dealer.

You only have to be concerned with what your cards are and what the house's cards are. Making a mistake only punishes you and not your fellow players like at some other card game tables.

Poker

OK – so you want to try Three Card Poker? Good choice!

Here are the basics.

Three Card Poker Bets

In Three Card Poker game, the player makes an ante bet.

The dealer gives each player and themselves three cards. The dealer's cards are face down and you can only examine your own cards.

If you’ve made the ante bet then you must either fold or call.

Folding forfeits your ante wager, calling (raising) means you must make an additional play bet that is equal to your ante.

The dealer then turns over their cards.

Three Card Poker Outcomes

The dealer needs a queen-high or better to qualify:

  • if the dealer doesn't qualify, you win even money on the ante bet and play bet is a push
  • if the dealer qualifies, your hand is compared to the dealer's hand and the best hand wins

Whose hand is better?

  • If it is yours, congrats! You win even money on the ante and play bets.
  • If the dealer has a better hand, both your ante and play bets lose.
  • If it is a tie, then both the ante and play bets are a push.

But that’s not all.

If you have a straight or better, you receive an ante bonus regardless of the value of the dealer's hand.

If you have placed a pair plus bet, it is paid based on the value of your hand. This pays out differently depending on where you play.

Play Three Card Poker Online - it's FREE!

Practice Three Card Poker online before you play for real money. Or claim a bonus (or two) and dive into the real money games.

Play Now

How to Win at Three Card Poker: The Strategy

Three Card Poker has a relatively small house edge, usually around 3.3 percent. If you play optimally, that is.

This edge can increase significantly with side bets or incorrect strategy.

To avoid this, follow a couple of simple Three Card Poker strategy tips:

1. Don’t Make The Pair Plus Bets

Betting on the pair plus increases the house edge by more than 2.3 percent.

It is tempting with big payouts (e.g. straight flush pays 40 to 1) but you’re bound to lose more making this bet even if you have a rare bigger payout from it.

So, forget about the times you could have won a big payout when you've not placed a pair plus bet. Simply try to play in a way that minimizes the house edge.

2. Remember One Strategic Combination of Cards

It’s not only the Three Card Poker rules that are easy to learn. So is the Three Card Poker strategy.

You only need to remember one combination of cards and base your decision to call or fold on it:

  • Call with or higher hand
  • Fold everything else

See, I’ve told you it was simple.

Because of it, you will find this game in a more relaxed setting as it’s pretty easy to avoid mistakes and nobody is worried about making mistakes that affect other players.

Where to Play 3-Card Poker Online

There are many options to play 3-Card Poker on the Internet, but some sites offer better bonuses and value than others.

As a new player at this online Casino, you’ll get some free spins for Slots on registration (before making a deposit) and extra cash as well as more free spins when you finally make a deposit.

That's a great way to earn some free money before hitting the 3-Card tables.

  • Tags

    Online PokerPoker StrategyPoker TablesPokerNews StrategyPokerNews Updates
Rate This Game
When submitting my score I agree that my IP will be stored to prevent abuse

Of all the casino table games based on poker hand rankings, 3 Card Poker is the most popular. This game combines simple strategy with a shot at some big pay outs for the best poker hands.

If you live in a state with regulated online casinos, you’ll be able to play Three Card Poker via desktops and mobile casino apps. Live dealer online casinos let you play a dealt game online. Software-based games are also available where you can play 3 Card Poker for free or with real money.

The key to the popularity of 3 Card Poker is the ‘Pair Plus’ side bet. Most players bet on the main hand (a requirement) and one or more optional side bets. In live casinos, you might find a side bet includes a big progressive jackpot for players lucky enough to hit a 6 card ‘Super’ Royal Flush.

This page gives you all you need to get started with 3 Card Poker whether you play online or in a brick and mortar casino. The rules and order of events in a hand of the game are covered directly below. After this, you’ll find detailed information on the side bets, house edge, strategy and the options for online play.

How to play 3 Card Poker

Each hand starts with the players placing bets. The only mandatory bet is the Ante. The minimum and maximum bet will vary. Online this can be as little as 50c, in live casinos a $5 minimum is more common. Players often combine their ante bet with one or more side-bets – these are covered in the section below.

After all the players have bet, each player and the dealer are dealt 3 cards face down.

Players examine their cards individually (without sharing what they have with the other players). You then decide whether to fold, which forfeits the ante bet, or raise. To continue with the hand (raise), you place an additional bet equal to the ante on the table in the square marked ‘Play’. Strategy for which option to choose is covered below.

After all the players have either folded or raised, the dealer will reveal his/her cards.

This game includes a dealer qualification rule. If the dealer does not have at least Queen high, his/her has not qualified. When this happens, the ante is paid at 1-to-1 and the Play bet is a push (the stake is returned).

If the dealer has a qualifying hand, then the value of that hand is compared to the value of the players hand to determine the winner. Standard poker hand rankings are used, with bonus payouts paid for a straight or better. Note that with 3 cards, a flush is easier to get than a straight, and so considered below this in the poker rankings. In the rare event of a tie, both the Ante and Play bets are returned.

Payout on Ante Bets

Here are the additional Ante bet pay outs:

  • Straight: 1-to-1
  • 3 of a Kind: 5-to-1
  • Straight Flush: 5-to-1

Simple 3 Card Poker strategy and casino house edge

The math shows that the optimal strategy in 3-Card Poker is to play when you have Queen/6/4 or better, and to fold anything below this. You might notice that this strategy is very close to the dealer’s play – qualifying with Queen high. Some players choose to further simplify their strategy by mimicking the dealer and raising with any Queen regardless of the side cards.

While close, this does give the house a slightly bigger advantage in the long run.

  • House Edge for Q/6/4: 3.24%
  • House Edge for any Queen: 3.37%

As the side bets are completely independent from the main game, the pay tables for these bets will never influence your strategy.

Popular side bets in Three Card Poker games

For many players, a hand of Three Card Poker would not be complete without a bet on the ‘Pair Plus’ side bet. This bet is optional. It is also independent of the main game.

Pair Plus works by looking at your own three cards. If you have less than 1 pair, the bet is lost.

Pairs Plus Payouts

With hands of 1 pair or better, you’ll be paid according to the table below:

  • Mini Royal (Ace / King / Queen of the same suit): 80-to-1
  • Straight Flush: 40-to-1
  • 3 of a Kind: 25-to-1
  • Straight: 6-to-1
  • Flush: 3-to-1
  • Pair: 1-to-1

Note that you can find casinos with minor variations of this pay table. Some casinos do not offer a boosted prize for a mini-royal, instead increasing the prize for the flush.

The other popular side bet involves all 6 cards in your hand and the dealer’s hand. The best possible 5-card poker hand using a combination of these cards will qualify for the bonus. There are several variations under the generic title of 6-card bonus.

Some of these may include progressive jackpots. For example, Caesars Entertainment casinos have a linked progressive which pays on a 6-card ‘Super Royal’ in diamonds only.

Payouts for 6-card bonus

Typical payouts for 6-card bonuses are as follows:

  • Royal Flush: 1000-to-1
  • Straight Flush: 200-to-1
  • 4 of a Kind: 5-to-1
  • Full House: 25-to-1
  • Flush: 15-to-1
  • Straight: 10-to-1
  • 3 of a Kind: 5-to-1

Any hand below 3 of a kind results in a loss. There are many side-bet variations. Some casinos add a (smaller) progressive element to the 3 card hands of individual players. Note that the side bets have a much bigger house edge than the main game. This can be as high as 15.28% in some 6-card bonus variations.

How to Play 3 Card Poker online

Regulation for online casinos is happening at the state level. The online casinos in New Jersey, Pennsylvania, Michigan and West Virginia will only work within state lines in each instance.

Big casino brands have partnered with local brick and mortar venues to create mobile apps as well as desktop casinos. Brands include 888 Casino, Golden Nugget and Sugarhouse.

You’ll be able to enjoy slots, video poker and table games via these casino apps. This includes 3-Card Poker, alongside blackjack, roulette, Ultimate Texas Hold’em and more.

There are two ways to enjoy 3 Card Poker online. First, you can play against casinos on software-based games. These are fast, include side-bets and can be enjoyed for micro-stakes starting at around 50c per hand.

You can also bet on the result of games streamed from a casino. Live dealer 3-Card Poker uses an overlay to bet, with a real dealer handling the cards in real time. Everyone bets on the same hand, with the hand being continued to its conclusion each time (for those people who did not fold).

This way of enjoying 3-Card Poker has social element. You can chat with the dealer and share messages with other players. Stakes are higher compared to the software-based games. You’ll have to stay focused on the game. If you time out (or disconnect) before making your decision, then your hand will be folded.

How to clear your bonus using 3 Card Poker

Most mobile casinos in the regulated states offer new players generous bonuses to sign up. These include no-deposit (free play) style bonuses, matched welcome bonus offers based on your first deposit – and many other promotions.

Keep in mind that you’ll need to play through your bonus a set number of times before any winnings can be withdrawn.

If you are playing slot machines, then all of your play counts towards ‘clearing’ your bonus. With table games including 3-Card Poker, the contribution towards bonus clearing is weighted. Some casinos will allow for 25% of your play to count, while others will offer 10% or under. Before you choose a casino bonus, checking the terms of each bonus for excluded games and weightings is always a sound strategy.

With free-play casino bonuses, you might find that only slots are permitted.

Other casino table games

Ultimate Texas Hold'em3 Card PokerLet It Ride
BaccaratBlackjack

Pros and cons: Live vs Online 3-Card Texas Hold’em

While both online and live casino table games have their place, there are distinct advantages to each. If you are lucky enough to live in a state with legal online casinos, the pros and cons are outlined below:

The pros and cons of playing 3-Card Poker online are as follows:

Pros

  • No need to travel to a casino to enjoy the game
  • Stakes are lower
  • Live dealer games include a social element

Cons

  • Only available in a handful of regulated states
  • Disconnections or time outs (live dealer) mean your hand will be folded
  • Game is not fully weighted for clearing casino bonuses

Live 3-Card Poker Casinos

The pros and cons of playing Live 3-Card Poker online are as follows:

Three Card Poker Online Game Real Money Games

Pros

  • Enjoyable social settings
  • Casinos often have progressive jackpot side bets
  • Loyalty schemes with free-play/resort benefits

Cons

  • Stakes are generally higher than online ($5 minimum is typical)
  • You’ll need to travel to a casino
  • Naturally slower pace of play

FAQ

Can you cheat at Three Card Poker?

While some forms of collusion are possible, these would be fraudulent and require marked cards or a casino dealer getting involved. Collusion among players would not result in a positive expectation for the game. If players developed a system to share their hands, several cards could be accounted for. This would increase or decrease the chances of the dealer having a good hand slightly – although not enough to win any money over time.

Marked cards or fraudulent collusion would be picked up by casino security as soon as losses from the table were significant. With the base strategy very simple, diversions from this would be very easy to spot.

How big a bankroll do I need for 3-Card Poker?

Compared to many casino table games (UTH, Mississippi Stud and Casino Hold’em for example) the natural variance of 3-Card poker is low. On most hands, you’ll be winning or losing single bets. There is also a low house edge, at least in the main game, of 3.27%.

20 times your ante bet is a common starting point for this game. This is enough to enjoy a session, with the possibility of upping your bets if you go on a hot streak.

Your total bankroll depends on how much you can afford to lose and how easily your gambling money can be topped up.

How does the house edge of 3 Card Poker compare?

Compared to other casino table games based on poker hand rankings, 3 Card Poker has a slightly higher house edge. This game has an easy strategy, which means new players can quickly realize the house edge. Compare this with blackjack, where small mistakes made by newer players can have large effect on the casino’s edge.

You should keep in mind that 3-Card Poker side bets have a big edge in favor of the house compared to the main game.

Three Card Poker House Edge vs. Other Table Games

3 Card Poker For Free

Here is how 3-Card Poker’s house edge compares:

  • 3 Card Poker: 3.27%
  • Blackjack: 0.5% to 3% (depends on the rules)
  • Baccarat: 1.06% (if you play the ‘Player’ bet)
  • Ultimate Texas Hold’em: 2.2% + 0.5% of any play bets
  • Roulette: 2.7% / 5.26% (European / US wheel)
  • Casino Hold’em: 2.16%

Is it legal to play 3-Card Poker online?

States determine their own laws for online casinos. In each state where these are legal, the casinos will only work within their borders. So far, PA, NJ, MI and WV have legal online casinos. There are many more states in various stages of introducing gambling online.

Outside of these states, you can enjoy limited casino table games and slots at ‘Sweepstakes Casinos’. 3-Card poker has not yet made it to any of these brands.

Final thoughts on 3 Card poker

Three Card Poker Online

Of all the casino games based on poker hand ranks, 3-Card Poker is the most popular. This game combines a straightforward strategy (play Q-6-4+/fold otherwise), with the chance of boosted payouts for big poker hands. The house edge, at just 3.27%, is reasonably low. It is harder to make mistakes in this game which could boost this edge in favor of the casino. Optional side bets are available, many of them with big progressive jackpots.

Three Card Poker Online Game

If you live in one of the regulated states, you can now enjoy free and real money 3 Card online. This can be played against software, or at live dealer online casinos – where you’ll bet on a dealt game streamed from a studio.