Bpi Savings Account

7/25/2022by admin

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BPI Family Deposit Accounts - Checking Accounts

Bpi Savings Account Number
Bpi Savings Account Application
Bpi Savings Account Type

A more practical means of transacting. Almost as good as cash.

A savings account specially designed for teens aged 10-17 years old to help them develop the habit of saving at an early age. BPI Interest RatesBank of the Philippine Islands or commonly abbreviated as BPI, is a large universal bank in the Philippines. It began back in 1851 (officially from 1828) and as 2012 had 700.

Enjoy convenience and security in settling financial obligations. No need to carry large amounts of cash. Your transactions can be simplified with the following checking account products.

Regular Checking
Checking account with an ATM card for flexibility in account management through our 24/7 online facilities such as BPI Online Website and BPI Mobile App.
Bizlink Checking
Affordable and interest-earning account that is specially designed for entrepreneurs.
Maxi-One
Simplify financial account management with Maxi-One – the superior all-in-one account that combines the features of savings and checking.
Bpi Savings Account Number

After that, you will have to submit all the requirements and the Initial Deposit of ₱200 and Express Teller Card fee of ₱150.

Step 3: Activate your BPI Kaya Savings Account

You will receive your ATM card on the same day after your application for BPI Kaya Savings Account is approved and processed.

Then, you’ll have to change the PIN (Personal Identification Number) at the ATM machine.

Your new BPI Kaya Savings Account ATM card shall be activated and ready to use within or after 24 hours.

FAQs about BPI Kaya Savings

What is Kaya savings BPI?

Kaya Savings is one of the accounts that you can open with BPI. Kaya is a tagalog term may mean easy to open because unlike other savings account, Kaya Savings only require ₱200 Initial Deposit and it is very easy to maintain because it has no maintaining balance.

Kaya Savings gives clients a worry-free option when it comes to saving.

How can I open a savings account in BPI Kaya?

Just bring at least 2 valid IDs, proof of billing, and TIN. Then go to the nearest BPI branch to open an account.

What are the BPI Kaya savings requirements for students?

BPI Kaya Savings is ideal for students. The requirements include a valid ID – you may bring your active and valid student ID.

Another requirement is the proof of billing, you may borrow your proof of billing at home like your electric or any utility bill. If this is not available, you may request for a barangay certificate indicating your current address.

TIN is required but you may ask the bank officer if you can open an account without a TIN since you are still a student. But if they insist, you’d have to go to the BIR to apply for TIN.

Some banks require a 2×2 picture. You may bring 2 pcs if you have or ask the bank officer if it’s okay to have no pictures.

Students below 18 years old may need to be accompanied by a guardian during account opening.

When applying for a bank account, don’t hesitate to ask the bank officers about the requirements or any clarifications.

How much is the opening account in BPI?

There are various bank accounts in BPI. The Initial Deposit depends on the type of account that you want to open. For BPI Kaya, it’s only ₱200. For other accounts like BPI Express Teller account, the initial deposit is ₱3,000. Click here for more info about BPI Deposit Rates.

Can I withdraw 100 pesos in BPI?

Yes, you can withdraw 100 pesos at the ATM machine but not over the counter.

7 Reasons why you should Open a BPI Kaya Savings Account

Very easy small Initial deposit required. With only ₱200, you can open an account already.
Very easy to maintain. Since there is no maintaining balance for this type of account, you don’t have to worry about the penalties or account closure when nothing is left on your account.
Lower fees than other bank account. Only ₱5.00 charge for all customer-initiated debits and withdrawal transactions (ATM and over-the-counter).
You can earn 0.25% interest per annum if you if you opt to maintain ₱1,000 daily balance on your account. But again, this is optional.
You only need to pay ₱150 for the issuance of the debit card.
You can use your BPI Kaya Savings debit card for your offline purchases. For online, it may be available very soon or you may try it and see if it works already.
Having your own savings account will motivate you to start and continue saving for your future. When you save consistently, you’ll eventually develop a habit of saving, and you will achieve financial freedom in the future.

BPI Kaya Savings Review

Those who have successfully opened a BPI Kaya Savings account said that the account opening process is very fast when you have the requirements ready.

They said that their new account is very easy to manage and maintain and it’s very useful for them. It does what it’s supposed to do.

Students are able to receive and keep their allowances in their Kaya Savings account.

Basically, anyone can open this type of account easily. So, if you don’t have an account yet, get your Kaya Savings now.

Other BPI Deposit Accounts